Cream Cheese Swirl Banana Bread is a luscious twist on the classic banana bread, combining the natural sweetness of ripe bananas with a rich and creamy cream cheese swirl. This moist and tender loaf features a soft, buttery crumb with pockets of tangy cream cheese running throughout, creating a visually appealing and flavorful dessert or breakfast treat. It’s perfect for morning coffee, brunch, or as an indulgent snack any time of day.
What makes this recipe special is the contrast of flavors and textures. The sweet, aromatic banana bread pairs beautifully with the creamy, slightly tangy cream cheese, giving each bite a delightful balance. The swirl effect also makes this loaf look impressive, making it ideal for gifting or serving to guests.
I love this recipe because it elevates ordinary banana bread into something indulgent and special without being complicated. The cream cheese adds richness and moisture, keeping the bread soft for days. Each slice has a perfect blend of sweet banana and tangy cream cheese, making it irresistible warm from the oven or toasted the next day.
This is a must-try dish because it combines two beloved flavors—banana and cream cheese—into one loaf. It’s visually stunning with its swirl pattern and offers a bakery-quality experience at home. It’s also versatile, easy to prepare, and guarantees a moist, flavorful loaf every time.
Preparation Time: 15 minutes
Cooking Time: 60 minutes
Total Time: 1 hour 15 minutes
Servings: 10 slices
Calories: Approximately 300 calories per slice
Course: Breakfast / Snack / Dessert
Cuisine: American
For the Banana Bread:
Ripe bananas, mashed
Unsalted butter, softened
Granulated sugar
Brown sugar
Eggs
Vanilla extract
All-purpose flour
Baking soda
Salt
Ground cinnamon (optional)
For the Cream Cheese Swirl:
Cream cheese, softened
Granulated sugar
Egg
Vanilla extract
Prepare banana bread batter, mix cream cheese filling, layer the cream cheese over the banana batter, create swirls with a knife, and bake until golden and set.
Step 1: Preheat oven to 175°C and grease a 9x5-inch loaf pan or line it with parchment paper.
Step 2: In a large bowl, cream together softened butter, granulated sugar, and brown sugar until light and fluffy.
Step 3: Beat in eggs and vanilla extract until combined.
Step 4: Stir in mashed bananas until fully incorporated.
Step 5: In a separate bowl, whisk together flour, baking soda, salt, and cinnamon.
Step 6: Gradually fold dry ingredients into the wet mixture, being careful not to overmix.
Step 7: In another bowl, combine cream cheese, sugar, egg, and vanilla extract until smooth to make the cream cheese filling.
Step 8: Pour half of the banana bread batter into the prepared loaf pan.
Step 9: Spoon the cream cheese mixture over the banana batter.
Step 10: Pour the remaining banana bread batter on top.
Step 11: Use a knife or skewer to gently swirl the cream cheese into the banana batter to create a marbled effect.
Step 12: Bake for 55 to 65 minutes, or until a toothpick inserted in the center comes out clean.
Step 13: Allow the loaf to cool in the pan for 10 minutes, then transfer to a wire rack to cool completely.
Serve Cream Cheese Swirl Banana Bread sliced, either warm or at room temperature. It is delicious on its own or lightly toasted with a pat of butter. Pair with coffee, tea, or milk for a comforting breakfast or snack.
Tip: Use very ripe bananas for maximum sweetness and moisture.
Tip: Do not overmix the batter to avoid a dense loaf.
Tip: Let the loaf cool completely before slicing to preserve the swirl design.
Tip: Cream cheese should be softened for easy mixing and smooth swirls.
Chocolate Swirl: Add a few tablespoons of cocoa powder to the cream cheese mixture for a chocolate swirl effect.
Nutty Banana Bread: Fold in chopped walnuts or pecans into the banana batter.
Berry Swirl: Add a layer of raspberry or strawberry preserves along with the cream cheese for a fruity twist.
Spiced Version: Increase cinnamon and add nutmeg or ginger to the banana bread batter for a spiced variation.
Gluten-Free Version: Replace all-purpose flour with a gluten-free flour blend.
Storage: Store in an airtight container at room temperature for up to 3 days or in the refrigerator for up to 7 days.
Freezing: Wrap cooled loaf tightly in plastic wrap and aluminum foil. Freeze for up to 3 months. Thaw overnight at room temperature before slicing.
Loaf pan 9x5-inch
Mixing bowls
Hand or stand mixer
Measuring cups and spoons
Fork or potato masher for bananas
Wire rack for cooling
Knife or skewer for swirling
Cream Cheese Swirl Banana Bread is a moist, tender, and flavorful loaf that elevates classic banana bread with a creamy, tangy swirl. Easy to prepare, visually impressive, and endlessly customizable, it’s perfect for breakfast, snacks, or dessert. With its rich banana flavor and indulgent cream cheese swirl, this bread is sure to become a favorite in your home.
Cream Cheese Swirl Banana Bread is a luscious twist on the classic banana bread, combining the natural sweetness of ripe bananas with a rich and creamy cream cheese swirl.
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